Frequently Asked Questions

An SBA financing consultant helps evaluate and prepare the financial, structural, and documentation pieces behind an SBA financing request. FSRC reviews areas such as cash flow, borrower strength, transaction structure, projections, sources and uses, and supporting documentation before formal underwriting.

Yes. Frog Strategic Resource Consulting provides SBA financing consulting and loan preparation support for business acquisitions, owner-occupied commercial real estate, expansion, equipment, working capital, and other qualifying SBA financing needs.

An SBA pre-underwriting review looks for financial, borrower, structural, and documentation concerns before the financing request reaches formal lender underwriting. This may include cash flow, debt service, contribution, projections, sources and uses, and borrower strength.

FSRC can review a stalled SBA financing request to identify issues that may need attention, such as cash flow, transaction structure, borrower contribution, projections, or documentation, before the opportunity is presented again.

No. FSRC helps evaluate and prepare the opportunity, but final SBA eligibility, underwriting, financing terms, and approval are determined by the applicable lender and SBA requirements.

FSRC provides commercial real estate financing consulting for property acquisitions, refinancing, construction, development, repositioning, bridge financing, and permanent financing opportunities.

The review may include property cash flow, debt service, borrower or sponsor strength, equity, sources and uses, project costs, financial projections, transaction structure, and supporting documentation.

Yes. FSRC can help evaluate construction budgets, project costs, sponsor equity, capital requirements, sources and uses, financial projections, and the broader financing structure behind a development project.

A pre-underwriting review evaluates the financial, property, sponsor, structural, and documentation issues that may affect how a commercial real estate financing request is reviewed by a lender or capital source.

FSRC can help evaluate how bridge, construction, refinancing, and permanent financing may fit within the property's current stage and long-term strategy.

FSRC provides business financing consulting for expansion, equipment and fleet purchases, working capital, acquisitions, refinancing, recapitalization, new locations, and other business growth opportunities.

FSRC evaluates working capital needs in the context of cash flow, liquidity, operating expenses, debt service, and the broader growth strategy so the financing request reflects what the business may actually need.

Yes. FSRC can review equipment costs, available cash flow, financing requirements, debt service, and how the proposed investment fits within the company's operating and growth objectives.

FSRC can help evaluate business acquisition financing, including purchase price, cash flow, buyer contribution, seller financing, working capital needs, sources and uses, and the overall transaction structure.

Business financing preparation involves organizing and evaluating the financial information, projections, use of funds, transaction structure, and documentation that may be needed before a financing request reaches formal review.

Capital advisory services help clients evaluate how debt, equity, sponsor capital, seller financing, bridge capital, and other sources may work together within a transaction.

Capital advisory may be helpful when a transaction involves multiple capital sources, recapitalization, acquisitions, complex debt and equity needs, challenged financing, growth capital, or a structure that does not fit a conventional loan.

Capital stack structuring evaluates how different forms of capital, such as senior debt, subordinate debt, sponsor equity, seller financing, or other sources, may work together to support the transaction.

FSRC can provide capital raise strategy and preparation, including capital requirement analysis, financial projections, sources and uses, transaction summaries, capital structure information, and supporting documentation.

Yes. FSRC can review financial, structural, sponsor, documentation, collateral, and capital issues to determine what may need to be strengthened, restructured, clarified, or reconsidered before the transaction moves forward.

Commercial loan package preparation organizes the financial, transaction, and supporting information needed to clearly present a financing request to a lender or other appropriate capital source.

Depending on the transaction, a package may include financial statements, projections, debt schedules, sources and uses, business plans, financial narratives, transaction summaries, ownership information, and supporting documentation.

Yes. FSRC can help organize financial projections and supporting assumptions so revenue, expenses, cash flow, debt service, working capital, and other expectations are presented clearly and consistently.

A sources and uses analysis shows where the capital for a transaction is expected to come from and how those funds will be used. It may include debt, equity, seller financing, acquisition costs, equipment, construction costs, working capital, and transaction expenses.

No. FSRC looks beyond document assembly to understand the financial story, transaction structure, assumptions, use of funds, and broader objective behind the financing request.

Yes. FSRC can assist with packages for SBA financing, business financing, business acquisitions, commercial real estate, construction and development, and complex capital transactions.

No. Frog Strategic Resource Consulting is a commercial financing and capital advisory consulting firm. FSRC helps clients evaluate, structure, and prepare financing opportunities before they are presented to lenders or other appropriate capital sources.

No. Start by explaining what you are trying to accomplish. FSRC can review the opportunity and determine which consulting, preparation, or capital advisory services may be appropriate.

No. FSRC does not guarantee lender approval, investor participation, financing terms, or funding. The goal is to help clients better understand, structure, and prepare the opportunity before formal review.